Tracy is a graduate of Iowa State University with a bachelor’s degree in Ag Business. He has over 30 years of extensive experience in agricultural finance and community banking, as well as commercial and real estate lending.

Tracy is active in community groups, including the JCI Senate, Foundation for Iowa Jaycee Charities, the Chariton Area Chamber Main Street and Chariton Rotary. Tracy enjoys spending time with his wife and son, traveling, playing tennis, golf, biking and watching sporting events.